ICICI Pru iProtect Smart helpline details:
Claim Process
Step 1: Inform the insurer
To start the process of claim, the nominee needs to inform the insurance company at the earliest.
Step 2: Submit Your Claim
The nominee can avail the claim form either from the nearest branch of the insurance company or can download it from the insurance company’s website. The nominee can either fill the physical form and submit along with the required original documents or fill the form online and file the claim.
Step 3: Submit the Required Documents
The following information should be kept handy for the processing of claim:
Required Documents Checklist
Here’s a list of documents you may need to submit the insurer to make a claim. You may or may not need all of them based on your situation.
Settlement of Claim
As per the Insurance Regulatory and Development Authority (IRDA) of India, the insurance companies are required to settle the claim within 30 days from the date the nominee submits the claim form along with all the required documents. In case if the claim is accepted, the payment is made tothe nominee and in case it is rejected, the same is required to be communicated to the claimant stating the reasons. Wherein, if the claim requires further investigation, the insurer is obligated to complete the process within 6 months from receiving the written intimation of the claim.
Note: *MyPolicyJunction acts only as a facilitator and claims settlement shall be at the sole discretion of the insurer.